I am currently living in and renting an apartment on the east side of Saint Paul. I have lived here for over 3 years, and have never paid my rent late. I am in good standing with the leasing agent and agency. I have a full-time job where I typically work 50 plus hours per week, and earn between $900 and $1,100 per week. Last time I checked, my credit rating was in the 700 area.